With the Christmas ads in full swing and Black Friday on the horizon, people are feeling the pressure when it comes to meeting the cost of Christmas – with shoppers expected to spend £10billion on Black Friday alone, according to The Guardian.
Our one stop shop of credit unions are busy dealing with enquiries from people across Greater Manchester who are looking for a local, ethical and affordable alternative to credit cards and national loans- get in touch with your local credit union to get a quote for a loan that works for you this Christmas.
Find your local credit union on the SoundPound homepage.
Why go to a national savings and loans provider when you can go local for a great deal?
Don’t get spooked by national lenders – instead see how much you could save on your next loan from your local credit union – it could be more than £1200!*
Not only do we offer loan deals that meet your needs, but we help thousands of customers to save for a rainy day – in fact, we’ve helped people across Greater Manchester save £24 million with us.
Competition: Win £100 restaurant voucher
Win a £100 voucher for a restaurant of the winner’s choice by simply answering this question:
How much do people across Greater Manchester currently have in savings with us in total?
- £5 million
- £24 million
Email your answers to firstname.lastname@example.org by October 20th
*Example loan comparison of Greater Manchester credit unions vs national lenders:
See how much you could save by finding your local credit union in Greater Manchester.
We treat all our customers and their applications on an individual basis. The rate is subject to change, and the representative APR may not be the rate you’ll receive. We’ll offer you a rate based on our assessment of your personal financial circumstances. The maximum APR you could be offered is 42.6%. All loans are subject to status. Terms and conditions apply. Applicants must be 18 or over. All loans are subject to affordability, applicant verification and traditional credit checks via various national databases in accordance with the credit unions’ responsible lending policy.
Competition Terms and Conditions
By entering this free prize draw (the “Prize Draw”) you (the “participant”) agree to be bound by these terms and conditions. Any information or instructions published by the Promoter about the prize draw at: [insert credit union social media pages] form part of these terms and conditions.
No purchase necessary. Only one entry per person. This prize draw is open to UK residents except employees of credit unions associated with SoundPound or members of employees’ families (defined as parents, siblings, spouse & children).
Entrants must be aged 18 or over. The information you provide when you submit your entry will be used by SoundPound to manage the competition and notify winners.
The closing date for all entries is 20/10/17 at 23:59 pm (BST). The winner will be selected at random and notified via email by SoundPound within 14 days of the closing date. No cash alternatives will be substituted for the prize.
To enter the prize draw you may be required to provide your name and contact details. Any winner found to have provided a false name or contact details will be disqualified. The winners consent to publication of their names on the SoundPound website, associated social media pages and may be required to participate in reasonable post-event publicity arranged by or on behalf of the promoter. If the prize is not claimed within 14 days we reserve the right to redraw.
This promotion is in no way sponsored, associated, endorsed or administered by Facebook or Twitter.
Why choose your local credit union for your savings and loans? We’re local, we’re ethical – and we offer great loan deals. Here are a few myth-busting facts:
“National lenders offer better loan deals”
We challenge you to apply and see if this is the case – on a £2000 loan for example, you can expect to save between £100-£200 compared to a NatWest loan and a massive £500-£700 compared to Amigo loans*. Also, many credit unions have brilliant benefits such as FREE life insurance.
“Aren’t credit unions just for people in need?”
Credit Unions are for the people of Greater Manchester – and NOT for bankers in London. We offer competitive loans, and assess each application on a case by case basis. We partner with many employers across the region to offer an easy way for hard working people to save and borrow through their pay.
“A Credit Union is no good for me – I need online services”
All credit unions across Greater Manchester offer online services – from balance statements to loan calculators and applications. We also offer services in branch, over the phone and via email – a combined offer that many faceless national lenders can’t compete with.
Convinced? Find your local credit union and join today.
*Loan comparison: Greater Manchester credit unions v.s national lenders