The Annual Tram Ticket
Tap Into Savings Today
Spread the cost of yearly tram travel with weekly or monthly repayments at no extra cost through your local credit union with the Annual Tram Ticket. Save at least 10% compared to 13x 28-day tickets and only pay for the zones you travel through – easy peasy!
All sound good?
Follow these 4 easy steps:
✅ Choose which ticket is right for you
The Annual Tram Ticket has different prices depending on where you travel – you only pay for the zones you want to travel through. Use TfGM’s ‘find your tram zone’ tool if you need a hand. Once you’re set on your zones, find the cost of your ticket on our ticket pricing guide.
🤝 Match with your credit union
Now you know which ticket you’re getting, enter the postcode where you live or details of where you work into our Credit Union Matcher below to find your credit union.
📅 Apply for your Annual Tram Ticket
Follow the steps at your credit union to apply for the Annual Tram Ticket. Make sure to state your preferred product (e.g. Annual Tram Ticket) and zones (e.g. 1,2, and 3). Complete the application and they’ll get back to you shortly!
🍵 Sit back, relax, and enjoy the tram
Your credit union will carry out the necessary ID and affordability checks. Once your loan is approved, you’re ready to go! TfGM will contact you about collecting your ticket and then Greater Manchester is your oyster.
Do you also regularly take the bus in Greater Manchester? Check out the Annual Bee Bus + Tram Ticket for unlimited annual travel on buses and trams across the city region here.
Credit Union Matcher
Use this easy tool to match with a credit union in Greater Manchester and spread the cost of the annual Bee Network Tickets. Search for your employer or your postcode to find your SoundPound credit union.
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Helpful Information before you apply:
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Eligibility criteria:
- You must qualify for membership for a participating credit union – You must live or work in an area covered by a credit union. Typically, this includes Greater Manchester, but some areas like Warrington or Glossop are also covered. Use the Postcode Matching tool above to check your eligibility.
- You must be 18 or older to apply for a loan.
- You are more likely to be accepted if you: Have a regular source of income with surplus funds after covering monthly loan repayments, stay current on existing credit commitments & manage a reasonable level of debt.
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Likely reasons for loan denial:
- If you’ve had defaults or a County Court Judgement (CCJ) in the last year, your application may be denied.
- If you are undergoing bankruptcy, an Individual Voluntary Arrangement (IVA), or a Debt Relief Order (DRO) we may not be able to offer you a loan.
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Financial advice:
- If you’re currently not up to date with household bills or under any debt management plan, it’s unlikely we can provide a loan. But you can seek free debt advice from organisations like StepChange, Debt Advice Foundation or your local Citizens Advice.
- For free and impartial money advice, reach out to MoneyHelper.